Terms of Use
Effective: • Applies to the Hamilton Insurance website and any related online services.
Not legal advice: These Terms are a general template for insurance/financial services websites. Have an attorney review for your needs and jurisdiction.
Acceptance of Terms
By accessing or using our website, you agree to these Terms of Use and our Privacy Policy. If you do not agree, do not use the site.
No Investment, Legal, or Tax Advice
Information on this site is for general educational purposes only and does not constitute investment, legal, tax, or insurance advice. Product availability and features vary by insurer and jurisdiction. Decisions should be made in view of your individual circumstances; consult appropriate professionals.
Quotes, Applications, and Eligibility
Any quotes are estimates and not binding offers of coverage. Final premiums, benefits, and eligibility are determined by carriers and underwriting rules.
User Responsibilities
- Provide accurate, current information when requesting quotes or contacting us.
- Use the site in compliance with laws and without interfering with security or operation.
- Do not copy, scrape, or reuse content except as permitted by these Terms or with our prior written consent.
Intellectual Property
All site content (text, graphics, logos, design) is owned by Hamilton Insurance or its licensors and protected by applicable laws. Limited personal, non-commercial use is permitted; all other rights are reserved.
Third-Party Links & Tools
Links to third-party websites or tools are provided for convenience. We do not control and are not responsible for their content, policies, or practices.
Disclaimer of Warranties
THE SITE AND CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING ACCURACY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, HAMILTON INSURANCE AND ITS REPRESENTATIVES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF DATA OR PROFITS ARISING FROM YOUR USE OF THE SITE.
Indemnification
You agree to defend, indemnify, and hold harmless Hamilton Insurance, its owners, and agents from and against claims, damages, liabilities, costs, and expenses arising out of your use of the site or violation of these Terms.
Governing Law; Disputes
These Terms are governed by the laws of the State of Montana, without regard to conflict-of-laws rules, and applicable federal law. You consent to exclusive jurisdiction and venue of state and federal courts located in Montana for any dispute not subject to arbitration.
Arbitration & Class Action Waiver
At our election, disputes arising out of these Terms or the site may be resolved by binding arbitration on an individual basis. YOU AND WE WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION OR CLASS-WIDE ARBITRATION. This clause shall be interpreted broadly to the fullest extent permitted by law.
Changes to the Site or Terms
We may modify the site or these Terms at any time. The “Effective” date above reflects the latest version. Continued use after changes constitutes acceptance.
Contact
Hamilton Insurance — Darin Hamilton
Phone: (406) 344-0061
Email: darinham.wfg@gmail.com